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Debt is one of the most dreaded and troublesome aspects of a person’s finances. When people are in debt they need to pay back money that […]


A reaffirmation agreement legally obligates the debtor to pay all or a portion of otherwise dischargeable debts. It is a voluntary agreement not required by bankruptcy […]


To date, our bankruptcy courts have done little to help the millions of people swimming in debt. Almost 5 percent of mortgage loans are now in […]


Can I File Chapter 7 Bankruptcy? Chapter 7 bankruptcy is intended to provide relief for people who have a lot of unsecured debt and don’t have […]


The passage of the tough new bankruptcy laws in 2005 was supposed to benefit consumers in the form of reducing losses to lenders by making it […]


There are six types of bankruptcy under the Bankruptcy Code, located at Title 11 of the United States Code: Chapter 7: basic liquidation for individuals and […]


11 U.S.C. § 522(d)(11)(D) reads as follows: § 522. Exemptions (d) The following property may be exempted under subsection (b)(2) of this section: (11) The debtor’s […]


Bankruptcy in the United States is a constitutionally (Article 1 Section 8, Clause 4 to be exact) approved way for business entities and individuals to settle […]


US BUSINESS bankruptcies rose again in last month, marking the fifth-straight February that such filings have increased, according to a bankruptcy data provider on Tuesday. Companies […]


If your business is in the red, take steps to protect your personal assets. If your business is in distress — you owe a lot of […]



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